At 20/20 Institute, we make understanding the cost of the refractive procedures simple. We offer our patients two care plans to choose from as well as multiple financing options. The two plans are:
1. The Lifetime Plan
At the 20/20 Institute we offer a plan that assists you if there should be a necessity for a re-treatment after one year of having the procedure. With this plan, it is similar to a small insurance policy. There is an additional upfront cost; however, if you should come back in the future for a “touch up”, there is no additional surgery cost. The only cost incurred would be for medication drops following the procedure. It is expected that distance vision following procedure will last until it is necessary for you to have cataract surgery. If that vision should shift before it is necessary for cataract surgery, this plan allows for retreatment at no further cost.
2. The One-Year Plan
At 20/20 Institute, the one-year plan covers an enhancement procedure that might be necessary within the first year. An enhancement within the first year is not common, but if it would be necessary, there would be no additional surgery fee.
Health Savings Account (HSA) or Flexible Spending Account (FSA)
LASIK is usually an allowed expense on these types of accounts. We always recommend that our patients confirm with their account provider that LASIK is an appropriate expenditure.
20/20 Institute partners with our patients to make LASIK affordable and stress-free. We do so by recommending the following payment options for procedures:
CareCredit is a healthcare credit card which we are able to offer to our Lifetime Plan patients at no interest if paid in full in 24 Months, and to our One Year Plan patients at no interest, if paid in full in 12 Months. The primary benefit of CareCredit is that when your procedure is paid off, you can still use your CareCredit card for other medical expenditures such as dental, and veterinary bills.
Similar to Care Credit, GreenSky is a medical term loan. We’re able to offer GreenSky to our Lifetime Plan patients at no interest if paid in full in 24 Months, and to our One Year Plan patients at no interest, if paid in full in 12 Months. The primary benefit of GreenSky is that it has a lesser effect on your credit score in comparison to Care Credit. Also, when your GreenSky account is paid off, the account is closed.
Cash, Cashiers Check, or Charge
20/20 also accepts all major credit and debit cards as well as cash and cashier’s checks.
*Subject to credit approval. Minimum monthly payments required during the promotional period. Interest is billed during the promotional period, but all interest is waived if the purchase amount is paid in full before the expiration of the promotional period. Financing for GreenSky Patient Solutions® consumer loan programs is provided by federally insured, federal and state-chartered banks without regard to age, race, color, religion, national origin, gender, or familial status.